The Sw1ft Team
Your Bridging Finance & Bespoke Property Funding Solutions Experts

Panico Protopapa
Director
After completing his studies at Wits, Panico ventured into trading, importing and distributing hosiery and later, manufacture.
Thereafter, Panico focused on building a property portfolio as well as the business of property related lending.
Panico has over 15 years of experience in the lending market.

Kulani Maluleke
Business Executive
Kulani is an experienced finance, sales and relationship management professional with a background in Financial Management and over 8 years of hands-on experience across the lending, financing, and insurance industries. He has worked with large, medium and small-sized financial institutions, gaining in-depth expertise in credit management, lending operations, and financial solutions tailored for SMEs and large corporates. His career has been marked by a strong focus on supporting business growth through strategic financing, risk assessment, and client-focused solutions. Kulani’s diverse industry exposure and deep understanding of the financial ecosystem make him a valuable asset in driving sustainable financial strategies and managing credit portfolios effectively.

Bonface Zigwari
Finance Manager
Bonface is a trained Accountant, Manager, and Leader with a wealth of experience, spanning over 33 years in Finance, Accounts, and General Management. For the first 10 years in Zimbabwe, he worked for a listed company in the healthcare industry, rising to the position of Group Finance Manager.
By 2006, when he left the country for South Africa, he was the Managing Director and shareholder of a medical and diagnostic company.
For the past 19 years in South Africa, he has worked in electronics, consumer technologies, medical and lending businesses, further enriching his extensive experience.

Grace Chijongwe
Assistant Accountant and Administrative Manager
Grace Chijongwe is an ACCA Accountant and finance professional with over ten years of experience in accounting, auditing, finance administration, and operational support. She holds a BSc Honours in Applied Accounting from Oxford Brookes University and has developed strong expertise in financial reporting, budgeting, receivables management, compliance, and process improvement across diverse business environments.
Currently serving as Assistant Accountant and Administration Manager at Sw1ft Finance Solutions, Grace combines analytical financial expertise with effective administrative leadership to support operational efficiency and business growth. She is passionate about leveraging technology and data-driven solutions to enhance financial processes and organizational performance. She also holds certifications in Microsoft Power Platform, AWS Cloud Computing, and AI Data Analytics, reflecting her commitment to continuous professional development and innovation.
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